VA Rate Lock

Did you serve our country?
Check your 2018 VA home loan eligibility here.

Are you looking to refinance an existing property or purchase a new one? Based on what you select here, we will have just a few more questions to help you get matched up with a lender. The entire process shouldn’t take more than 2 minutes.
Lenders have different programs for different types of properties. Select the property type that you are interested in speaking with a lender about.
(Most people have GOOD credit)
Providing your best estimate of your credit rating is important to help us match you with a lender specializing in helping people with similar credit ratings. If you have excellent credit, we will do our best to match you with a lender who specializes in helping people with excellent credit. If you have fair or poor credit, we will do our best to match you with a lender who specializes in helping people with less than perfect credit.
By providing your zip code, we will be able to match you up with licensed mortgage lenders in your area. Not all lenders are licensed in all states, so this will help us match you up with a lender who can help you.
This number doesn’t need to be exact – just give us your best to estimate.
While this number doesn’t have to be exact, do your best to estimate the value of your home.
Depending on your current loan type, there may be special programs available to you that are based on what your current loan is. For example, if you currently have a VA loan, the VA streamline program may be available – which is only available to people who currently have a VA loan.
Veterans may be eligible for special loan programs.
If you (or your spouse) are a Veteran or Active Military member, you may be eligible for special government programs.
By giving us your name and your street address, we will be able to provide your information to lenders who specialize in helping people in your area.

Almost Done:

I certify that I am over 18 and the subscriber to this phone number and the e-mail address.
Many people have multiple email addresses and/or multiple phone numbers. Give us the best phone number and email that you would like to be contacted at when we find a match.

The VA Mortgage Loan Program

The VA loan program is popular with active duty and Veterans all across America. The VA loan program allows veterans to purchase a home with 100% financing and have no monthly mortgage insurance. For veterans who currently have a VA loan that is at a higher-than-market interest rate, they can easily take advantage of the VA streamline (aka VA IRRRL) refinance with no out of pocket closing costs required.

Most people are aware that the VA doesn't actually lend money (they work with VA approved lenders who lend the money) the VA only insures your loan so that if you default, the lender gets paid. Because VA loans are backed by the government, lenders are excited to lend money to Veterans who qualify for the VA loan program.

You can use a VA loan to buy a home, build a home and even improve a home with energy-saving features such as solar heating or cooling systems, water heaters, insulation, weather-stripping, storm windows/doors or other energy efficient improvements approved by the lender and VA.

VA Loans: How To Save The Most Money

Regardless if you are buying a home or refinancing your VA loan, you can save money by shopping multiple VA lenders. Of course, most lenders are not going to tell you that the secret to getting the best deal is to shop around - but when you shop, lenders are encouraged to offer you their best deal - and you might be surprised at how different each rate quote is for your situation. Shopping lenders is easy, free and only takes a few minutes. Get a free VA loan quote today!

VA Loan Highlights

  • No Mortgage Insurance
  • 100% Financing, No Down Payment
  • Down Payment Assistance Programs work well with VA loans
  • Low, Fixed Rates Available
  • Active or Retired VA Status Ok
  • No prepay penalty in any Arizona VA loan
  • Arizona VA loans have similar closing costs to other loans, even though they offer 100% financing
  • A one time funding fee is charged - but can be rolled into the loan
  • VA Approved Lender Network